In the bank’s third quarter earning report, the will cite a billion and  a half dollars in legal fees.  The recent filing in California resulted from a failure to settle.  In some cases, they have done so and no one made them admit guilt.  Settlement is good, but so is the acknowledgement that what they had done is wrong.  The Chase saga will continue.  When are we going to ask the deep questions about the appropriate functions of banks.  JPMorgan faces US charges on mortgage